:root {
  --ink: #12212b;
  --ink-soft: #3b4a55;
  --muted: #5d6b76;
  --paper: #f7f9f8;
  --card: #ffffff;
  --line: #dde4e1;
  --accent: #2b5d8a;
  --accent-ink: #1f4a6f;
  --tint: #ecf3f0;
  --sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --wrap: 1080px;
}
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0; background: var(--paper); color: var(--ink);
  font-family: var(--sans); font-size: 17px; line-height: 1.6;
  display: flex; flex-direction: column; min-height: 100vh;
}
main { flex: 1; }
a { color: var(--accent-ink); text-underline-offset: 3px; }
a:hover { color: var(--accent); }
:focus-visible { outline: 3px solid var(--accent); outline-offset: 2px; border-radius: 4px; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 24px; }
.narrow { max-width: 760px; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip { position: absolute; left: -9999px; top: 0; background: var(--ink); color: #fff; padding: 10px 16px; z-index: 10; }
.skip:focus { left: 12px; top: 12px; }
.muted { color: var(--muted); font-size: 0.95rem; }

/* Header */
.site-header { border-bottom: 1px solid var(--line); background: var(--card); }
.site-header .wrap { display: flex; align-items: center; justify-content: space-between; gap: 12px; min-height: 68px; flex-wrap: wrap; }
.logo { display: inline-flex; align-items: center; gap: 10px; color: var(--ink); text-decoration: none; font-size: 1.25rem; font-weight: 800; letter-spacing: -0.02em; }
.logo svg { width: 30px; height: 30px; flex: none; }
.logo:hover { color: var(--ink); }
.nav { display: flex; gap: 2px; flex-wrap: wrap; }
.nav a { color: var(--ink-soft); text-decoration: none; padding: 8px 13px; border-radius: 8px; font-size: 0.95rem; font-weight: 600; }
.nav a:hover { background: var(--tint); color: var(--ink); }
.nav a[aria-current="page"] { color: var(--accent-ink); background: var(--tint); }
.nav a.nav-phone { color: var(--accent-ink); font-weight: 800; border: 1.5px solid var(--accent); margin-left: 6px; white-space: nowrap; }
.nav a.nav-phone:hover { background: var(--accent); color: #fff; }

/* Type */
h1, h2, h3 { line-height: 1.15; letter-spacing: -0.02em; color: var(--ink); text-wrap: balance; }
h1 { font-size: clamp(2.1rem, 4.8vw, 3.2rem); margin: 0 0 18px; font-weight: 800; }
h2 { font-size: clamp(1.45rem, 3vw, 1.9rem); margin: 0 0 20px; font-weight: 750; }
h3 { font-size: 1.12rem; margin: 0 0 8px; }
p { margin: 0 0 16px; }
.eyebrow { font-size: 0.78rem; letter-spacing: 0.13em; text-transform: uppercase; color: var(--accent-ink); font-weight: 800; margin: 0 0 14px; }
.lede { font-size: 1.18rem; color: var(--ink-soft); max-width: 40em; }

/* Hero + form */
.hero { padding: 32px 0 56px; background: linear-gradient(180deg, var(--tint), var(--paper)); border-bottom: 1px solid var(--line); }
.hero-grid { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 460px); grid-template-areas: "copy form" "photo form"; grid-template-rows: auto 1fr; gap: 28px 48px; align-items: start; }
.hero-copy { padding-top: 28px; }
.hero-copy { grid-area: copy; }
.form-col { grid-area: form; min-width: 0; }
.form-points { list-style: none; display: flex; flex-wrap: wrap; justify-content: center; gap: 8px 22px; margin: 18px 0 0; padding: 0; color: var(--ink-soft); font-weight: 650; font-size: 0.95rem; }
.form-points li { position: relative; padding-left: 24px; }
.form-points li::before { content: ""; position: absolute; left: 0; top: 50%; width: 16px; height: 16px; margin-top: -8px; border-radius: 50%; background: var(--accent)
  url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.4l3 3 6-6.6' fill='none' stroke='%23fff' stroke-width='2.4' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/16px no-repeat; }
.hero-photo { grid-area: photo; display: block; }
.hero-photo img { display: block; width: 100%; height: auto; aspect-ratio: 21 / 9; object-fit: cover; object-position: center 45%; border-radius: 16px; border: 1px solid var(--line); box-shadow: 0 12px 32px rgba(18, 33, 43, 0.08); }
.ticks { list-style: none; padding: 0; margin: 26px 0 0; }
.ticks li { position: relative; padding-left: 32px; margin-bottom: 12px; color: var(--ink-soft); }
.ticks li::before { content: ""; position: absolute; left: 0; top: 3px; width: 20px; height: 20px; border-radius: 50%; background: var(--accent)
  url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M5.5 10.4l3 3 6-6.6' fill='none' stroke='%23fff' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/20px no-repeat; }

.form-card { background: var(--card); border: 1px solid var(--line); border-radius: 16px; padding: 22px 28px; box-shadow: 0 12px 32px rgba(18, 33, 43, 0.08); }
.form-card h2 { font-size: 1.4rem; margin-bottom: 4px; }
.step-label { color: var(--muted); font-size: 0.85rem; font-weight: 600; margin-bottom: 8px; }
fieldset.step { border: 0; padding: 0; margin: 0; min-width: 0; }
label { display: block; font-weight: 650; font-size: 0.92rem; margin: 10px 0 5px; }
input, select {
  width: 100%; font: inherit; font-size: 16px; color: var(--ink); background: #fff;
  border: 1.5px solid #b9c5c0; border-radius: 10px; padding: 10px 13px; min-height: 44px;
}
input:focus, select:focus { outline: 3px solid color-mix(in srgb, var(--accent) 35%, transparent); border-color: var(--accent); }
[aria-invalid="true"] { border-color: #b3261e; }
.two { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.btn { display: inline-block; padding: 14px 24px; border-radius: 10px; text-decoration: none; font: inherit; font-weight: 750; font-size: 1.05rem; border: 0; cursor: pointer; }
.btn-primary { background: var(--accent); color: #fff; }
.btn-primary:hover { background: var(--accent-ink); color: #fff; }
.btn-primary[disabled] { opacity: 0.65; cursor: progress; }
.btn-block { width: 100%; margin-top: 18px; }
.link-btn { background: none; border: 0; color: var(--muted); font: inherit; font-size: 0.9rem; cursor: pointer; padding: 10px 0 0; }
.link-btn:hover { color: var(--ink); }
/* Consent: readable, dark on light, directly above the button. Do not shrink or lighten. */
.consent { font-size: 12.5px; line-height: 1.45; color: #24313a; margin: 12px 0 0; }
.consent a { color: #12212b; }
.consent + .btn-block { margin-top: 12px; }
.form-error { color: #8c1d18; background: #fdecea; border: 1px solid #f3c4c0; border-radius: 10px; padding: 10px 12px; font-size: 0.92rem; margin: 14px 0 0; }
.thanks h2 { margin-bottom: 12px; }

/* Sections */
.section { padding: 64px 0; }
.section.alt { background: var(--tint); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.grid-3 { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 18px; }
.card { background: var(--card); border: 1px solid var(--line); border-radius: 14px; padding: 26px; }
.card p:last-child { margin-bottom: 0; }
.steps { list-style: none; margin: 0; padding: 0; counter-reset: step; }
.steps li { counter-increment: step; }
.steps li::before { content: counter(step); display: inline-flex; align-items: center; justify-content: center; width: 38px; height: 38px; border-radius: 50%; background: var(--accent); color: #fff; font-weight: 800; margin-bottom: 14px; }
details { background: var(--card); border: 1px solid var(--line); border-radius: 12px; padding: 0 20px; margin-bottom: 10px; }
summary { cursor: pointer; font-weight: 700; padding: 16px 0; }
details p { margin: 0 0 18px; color: var(--ink-soft); }

/* Inner pages */
.page-head { padding: 56px 0 28px; border-bottom: 1px solid var(--line); background: var(--card); }
.page-head h1 { font-size: clamp(1.9rem, 4.2vw, 2.7rem); margin-bottom: 12px; }
.page-head .meta { color: var(--muted); margin: 0; font-size: 0.95rem; }
.page-body { padding: 40px 0 80px; }
.page-body h2 { margin-top: 36px; }
.notice { border-left: 4px solid var(--accent); background: var(--tint); padding: 18px 22px; border-radius: 0 12px 12px 0; }
.partner-list { padding-left: 1.2em; }
.partner-list li { margin-bottom: 8px; }
address { font-style: normal; }
.contact-card strong { font-size: 1.2rem; display: block; margin-bottom: 6px; }
.contact-card dl { margin: 14px 0 0; display: grid; grid-template-columns: auto 1fr; gap: 6px 16px; }
.contact-card dt { color: var(--muted); }
.contact-card dd { margin: 0; }
.legal h2 { font-size: 1.3rem; margin: 36px 0 12px; }
.legal ul, .legal ol { padding-left: 1.3em; margin: 0 0 16px; }
.legal li { margin-bottom: 10px; }

/* Footer */
.site-footer { background: var(--ink); color: #c3ced4; padding: 36px 0; font-size: 0.92rem; }
.site-footer a { color: #fff; }
.site-footer .dba-line { color: #e6ecef; margin-bottom: 12px; }
.site-footer .row { display: flex; flex-wrap: wrap; gap: 8px 20px; margin-bottom: 12px; }
.site-footer .row a { text-decoration: none; }
.site-footer .row a:hover { text-decoration: underline; }
.site-footer .fine { margin: 0; color: #9eacb4; }

@media (max-width: 860px) {
  .hero-grid { grid-template-columns: 1fr; grid-template-areas: "copy" "form" "photo"; grid-template-rows: auto; gap: 24px; }
  .hero-photo img { aspect-ratio: 3 / 2; }
  .hero-copy { padding-top: 0; }
  .hero { padding: 36px 0 44px; }
}
@media (max-width: 640px) {
  body { font-size: 16px; }
  .wrap { padding: 0 16px; }
  .section { padding: 44px 0; }
  .form-card { padding: 20px; }
  .ticks { display: none; }
  .contact-card dl { grid-template-columns: 1fr; gap: 0; }
  .contact-card dt { margin-top: 10px; }
}